One area in consumer finance where more detailed risk management is being considered is housing. The recent housing crises has brought more attention to Yale Professor Robert J. Schiller. He co-created a housing index, the Case-Schiller Index, that tracks housing prices across several regions in the US.

Although there have not been services offered to consumers yet that are based off of this index, if the Case-Schiller futures become liquid, expect to see products that help consumers offset the effects of lower housing prices.